Craigslist rocks! It is the best for locating free, cheap and awesome stuff.
Everything from sofas to cell phones to building materials to cars can be found on www.craigslist.org.
However, there are some serious scammers out there. When you open up the page to view the listings, there are even warnings about the most common scams. In HUGE BOLD LETTERS! Yet people go to the legal forum asking how to find, sue, get their money back from scammers.
Oh
My
Goodness
Don't be a fool! Don't fall for the BULL DROPPINGS!
Please READ the darn warnings and remember, if it sounds too good to be true...
Showing posts with label money. Show all posts
Showing posts with label money. Show all posts
Wednesday, March 16, 2011
Sunday, January 20, 2008
I Have To Admit
Yes, I have to admit, I'm in a bit of a money crunch right now.
LOL, nothing new there! Being a single parent is never easy.
Anyway, I got one of those "you can borrow" letters in the mail. The offer was about what I need to cover some very pressing bills. So I called, they said I could borrow this money, BUT I'd have to use my paid off truck as collateral.
You know, I just wasn't comfortable with this.
It smelled like BULL DROPPINGS to me!
But then, as I was thinking about this, it suddenly came to me. I called my credit union. Yes, I still have to use my truck as collateral, but since I have direct deposit, they take the money off the top (IE, I never see it) so I can never get behind or have any crazy issues about my vehicle.
On top of that, I got a little MORE money, at a lower interest rate, with a shorter term loan for a little bit lower payments. Plus, when it's auto-pay, you get a discount of 1/4 % off your interest rate!
A much better deal. Plus they're direct paying the bills, so I don't even have to worry about mailing out the checks. The credit union is taking care of everything.
So, my friends, be warned that when you get an offer in the mail, rather than go for the first and supposedly easy loan, check it out. You can probably get a better deal by checking with your own bank or credit union!
LOL, nothing new there! Being a single parent is never easy.
Anyway, I got one of those "you can borrow" letters in the mail. The offer was about what I need to cover some very pressing bills. So I called, they said I could borrow this money, BUT I'd have to use my paid off truck as collateral.
You know, I just wasn't comfortable with this.
It smelled like BULL DROPPINGS to me!
But then, as I was thinking about this, it suddenly came to me. I called my credit union. Yes, I still have to use my truck as collateral, but since I have direct deposit, they take the money off the top (IE, I never see it) so I can never get behind or have any crazy issues about my vehicle.
On top of that, I got a little MORE money, at a lower interest rate, with a shorter term loan for a little bit lower payments. Plus, when it's auto-pay, you get a discount of 1/4 % off your interest rate!
A much better deal. Plus they're direct paying the bills, so I don't even have to worry about mailing out the checks. The credit union is taking care of everything.
So, my friends, be warned that when you get an offer in the mail, rather than go for the first and supposedly easy loan, check it out. You can probably get a better deal by checking with your own bank or credit union!
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